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Ride Now, Pay Later.

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred interest special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

Your Financing Options

  • 6 month deferred interest with $500 min purchase
  • 12 month deferred interest with $1000 min purchase
  • 24, 36, 48, and 60 month plans with 9.99% APR with $1999 min purchase

To qualify, purchase must include a bicycle.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

* No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Credit is extended by Synchrony Bank, made possible by being a proud member of The Bike Cooperative.